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IndiaAssist

Finance Cluster

Compare Loans

Understand your loan options at a glance, then use our calculators to plan EMIs and check eligibility.

Home Loan

8.3% – 9.5% p.a.

The long-haul loan most of us take at least once. Big amounts, long tenures, and usually the lowest interest rate you'll get on any loan.

  • Tax benefits on principal and interest
  • Balance transfer to reduce EMIs
  • Top-up loans for renovation
Tenure: Up to 30 yearsBest for: Buying, building or renovating a house

Personal Loan

10.5% – 24% p.a.

When you need money fast and don't want to pledge anything, this is the go-to. Quick to get, but the interest is higher, so borrow only what you need.

  • No collateral required
  • Fast approval and disbursal
  • Flexible end-use
Tenure: 1 – 7 yearsBest for: Weddings, travel, medical or emergency expenses

Education Loan

8.5% – 14% p.a.

Fund higher education in India or abroad with moratorium periods and tax benefits.

  • Moratorium during the course
  • Tax deduction on interest under Section 80E
  • Covers tuition and living costs
Tenure: Up to 15 yearsBest for: Students pursuing higher studies

Car Loan

8.7% – 12% p.a.

Finance a new or used car with attractive rates and on-road price funding.

  • Up to 90% on-road funding
  • Quick approval at dealerships
  • Flexible repayment options
Tenure: 1 – 7 yearsBest for: Buying a new or pre-owned vehicle

Business Loan

11% – 22% p.a.

Working capital and growth funding for MSMEs and self-employed professionals.

  • Collateral-free options
  • Flexible working-capital limits
  • Support for MSME schemes
Tenure: 1 – 5 yearsBest for: MSMEs and self-employed business owners

Gold Loan

9% – 18% p.a.

Borrow against gold jewellery with same-day disbursal and minimal paperwork.

  • Quick liquidity against gold
  • Minimal documentation
  • Flexible repayment plans
Tenure: Up to 3 yearsBest for: Short-term funds against gold

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Interest rates are indicative and vary by lender, credit profile and market conditions. India Assist does not lend money; always verify terms with the bank or NBFC before applying.